Tag Archives: roadside bike service

For added security e-bike insurance is a wise add-on

If you have recently purchased or looking at buying an electric assist bike, e-bike insurance is a wise consideration. First, check your car, renter’s, or homeowners insurance and see if the e-bike can be bundled into your existing policy. If not, look at an insurance company that often covers theft and collision protection, similar to automobile insurance, for your e-bike. Because e-bikes are a relatively new trend, there aren’t many insurance companies on the market. There are a few companies that also offer roadside assistance for bicycles and e-bikes.

The Importance of E-bike Insurance

From an insurance standpoint, electric assist bicycles pose a unique challenge. Most assume their homeowner’s or umbrella insurance policies extend to their e-bikes. As this is true for “human-powered” or pedal bicycles, adding a motor to the bike makes it a “motorized vehicle.” This might exclude it from coverage on standard homeowners, renters, or umbrella policy. Where you might need an insurance policy designed for the e-bike.

A good e-bike insurance policy brings added comfort.

It’s risky for your e-bike to be uninsured, and a stand-alone electric bicycle insurance policy will fit your specific needs. This will not only protect your assets but will protect your e-bike investment if it is damaged or stolen.

A good policy should offer the following protections:

  • Property coverage to protect your electric bike if it is damaged in an accident or stolen
  • Medical coverage for the bicyclist (yourself) in case of an accident
  • A Liability clause covers any injury or property damage that you might cause to another person in case of an accident.
  • And, Underinsured motorist insurance,
Please note. Unlike other types of insurance, liability insurance policies pay third parties and not policyholders.

Roadside assistance for your e-bike may be available

What do you do when stranded on the side of the road with a flat bicycle tire and can’t fix it? If you have a roadside assistance policy, they will pick you up and transport you to your home or bike shop. Along with AAA, Velosurance is another company that offers roadside assistance for bicycles and e-bikes.

An added prevention measure to keep your e-bike safe

Bikes, in general, are stolen often, but for a thief, stealing an e-bike is the crown jewel. With e-bikes normally, a more significant investment here is some bicycle theft prevention ideas to consider. To protect your e-bike investment, consider using a U-lock with a cable lock or bike lock alarm. You could also take the bike inside a building with you or use a mobile bike storage locker for storing your e-bike. There are also some modern ways with GPS tracking devices to help you retrieve your bike if stolen.

See more on “What’d the right type of e-bike for me.”

Thanks to AAA The Auto Club Group, printed copies of both the Iowa and Minnesota Bike Guides are still available. With summer just a few days away stop by one of the AAA offices near you by looking at our digital editions for a map of a AAA office near you.

Complimentary Iowa and Minnesota printed bike guides are still available

Thanks to AAA The Auto Club Group, printed copies of both the Iowa and Minnesota Bike Guides are still available. With summer just a few days away stop by a AAA offices near you. Just look at the maps in our digital guide editions for a map of a AAA office location near you.

Where to pick up one of the bike guides

In the lower left corner of each Iowa and Minnesota map you will find the address of a participating AAA office to pick up a copy of the guide. Just stop in and ask for a complimentary of the guide and learn more about AAA’s Bike Benefit Program. A program that includes roadside service for your bike – It’s like having a SAG in your back pocket.

Help us by sharing your comments on this year’s Bike/Hike Guides

As we wrap up our 9th year of printing these handy, pocket size booklets we would like to hear, what you like about the guide and how we can make it better. So we can continue to add more links and helpful information to assist you in finding your next adventure. Please page through the Guide’s events, maps and helpful tips sections and give us your comments at: [email protected] – Thanks!

Check out our ‘Pic of the Day’

Have you seen our daily feature picture at HaveFunBiking.com, on Facebook, or at #nextbikeadventure on Instagram? If not, moving into our 10th year as a bicycle tourism media, check them out, like us and or follow us. If you have a good photo with a caption, send it our way.

Along with a good caption, photo(s) should be a minimum of 800 pixels wide and deep or larger for us to consider using them. If we do use your photo, you will receive photo credit and an acknowledgment on Facebook and Instagram.

So check out the guides, have fun and keep riding!